There are many reasons why your health insurance company may deny covering your claim. One of the most important things you need to do is to read through the Explanation of Benefits (EOB).
The Explanation of Benefits will tell you everything you need to know regarding you office visit, procedures or tests performed, and explanation codes. If you can’t find the answer, then call your insurance provider, so you save yourself time and money in the future.… Read More
If you have been a smoker for more than six months, it might be time to go to the doctor and get a wellness check-up. Smoking increases the risk of current and future health problems.
Most smokers believe that tobacco will never catch up to them, but they are wrong. If you are a current or former smoker, there are a few tests that you may request from your physician.… Read More
A roadside saliva drug testing campaign for drug impairment fell through after Montpellier lawmakers were reluctant to okay the move. This happened even after prosecutors and law-enforcement authorities rolled out a report that substantiated its effectiveness.
Sporadic meetings by the Joint Legislative Justice Oversight Committee have taken place to look back at the state policy on marijuana regarding medicinal and recreational from the date of legislature adjournment in May.… Read More
This initial enrollment period begins for each on the first day of the month in which they are both age 65 or older and enrolled in Medicare Part B. Initial Enrollment starts 3 months prior to your birthday and 3 months after your birthday for a total of six months to get enrolled.
For example, if your birthday is March 3 and you enroll in Medicare Part B to start on March 1 of that same year, your Initial Enrollment period would begin in January and last through the month of June.… Read More
It never fails. The dreaded once a year email comes to all employees and is from Human Resources: “Open Enrollment is Here!” screams the subject line. You remember last year as you wearily tried to make sense of the never-ending choices between plans.
Health insurance doesn’t have to be a dirty word! Employers realize that these benefits are of great importance to employees and offer them at a very affordable rate. Presented below are essential concepts of plans and what it ultimately means to you.… Read More
With the increasing rate of drug abuse in the world, employers have found it essential to perform a drug test on their employees, on a regular basis. It is important for every employer to keep his working environment a drug free zone, to ensure the productivity of his or her employees as well as for the overall growth of the company.
For you to carry out a drug test exercise in a working place there must be an agreement between you the employer and your employees. This activity should also adhere to the health and safety rules.
It is very clear that drug test and drug testing is essential to maintain a safe and drug-free place. However, this exercise can affect the productivity of an employee in other great ways. Follow through as I discuss … Read More
Paying monthly insurance premiums can get pricey. Lots of people dread having to pay monthly bills for a car, homeowners, and life insurance. Adding health insurance to the mix can feel like a waste of money for those who don’t understand their health insurance plans.
Now that more information on health insurance is available, things are changing. People are seeing ways that their health insurance can save them money by providing free medical screening tests and other benefits, but learn the rules. … Read More
Pregnancy is typically one of the most exciting times in a mother’s (or soon to be mother’s) life. It can also be one of the most stressful times of uncertainties about the health of the baby are a part of the experience.
There have been many advances in the field of women’s reproductive health and testing over the past fifty years. It wasn’t until the 1970’s that women had access to at-home pregnancy testing. Before then, women who thought they might be pregnant would have to go see their doctor and ask to be tested in his office and they would have to do a urine or blood test there.
Modern over-the-counter pregnancy tests test the female’s urine for the presence of HCG (Human Chorionic Gonadotropin) This hormone should be found in the … Read More
The field of medicine has a large number of screening tests for adults and children that are performed on the human body and they can be classified into two main groups.
The first is specialized tests which are used to identify specific illnesses or related category of illnesses and the second are general tests used to look for a wide range of illnesses. All these tests combined are designed to fulfill certain functions including screening, diagnosis, evaluation of responsiveness to treatment as well as trying to identify the progression of a disease so as to allow for effective care.… Read More
It is important that a doctor has a medical history of a child and performs a physical examination on a child, so that he or she can evaluate a child’s health. This is important as it helps the doctor understand what may be causing a child’s illness. Doctors may have to order some medical tests to enable them find out more. Most of these tests are covered by insurance and some preventative ones are covered 100% with no co-payment needed.
This simply means analyzing hair samples for the parent drugs and also knowing their metabolites. In this case, a hair specimen that has been collected from the body or the donor’s head is sent to a lab for screening.
A hair sample makes it easy for you to know if there are illicit substances in the hair. A drug test is a very important procedure today and it is known to be among the most accurate methods used in testing drugs.
The accuracy of this method has made it very popular and another thing about this hair drug test is that it is able to detect the drug history of an individual for the past 3 months or so and also be able to determine the … Read More
Have you ever had to get a “drug test”?
Without a doubt you have, or either a friend grumbled about having to get one as a significant aspect of a hiring procedure for their employment. Or somebody you know needed to do it as a component of a probation assertion, or maybe even you have been expected to give a sample to continue to work or the human resource department to demonstrate that you are free of illegal drugs.
Regardless, drug testing happens all the time and for various reasons and the most well-known approach to recognizing the vicinity of drug metabolites in the body is through urine or a “urine test.”… Read More
Over 70 percent of Americans die from preventable diseases each year. And 75 percent of US health spending is on preventable diseases. Obviously, preventive care for Americans has been too low for many years.
Unfortunately, far too many Americans wait until the onset of disease to begin testing – when treatment is more difficult and much costlier. With the recent passage of the Affordable Care Act (ACA), however, all of that has changed for the better.
The ACA requires that all heath insurance policies now cover recommended preventive care services – without copay, also referred to as cost sharing. Notably, the ACA now includes drug testing for addictive substances – including testing for often-abused prescription drugs like Xanax – in its guidelines.
In other words, insured individuals will now pay little to nothing for access … Read More
Urine tests are one of the most powerful tools that doctors have to test for potential health issues, because:
A urine test is one of the least invasive tests that can be conducted today. The test itself is very simple, whether a lab or home test kit is used.
The employment drug test has become a real obstacle for many potential employees. Most employers today have the legal authority to offer random drug tests to their employees and as a precondition to hiring a new employee.
This might sound a little crazy to some but actually its one of the best ideas employers can have today simply because they know the people they hire are safe and free from drugs. If you or someone you love is worried about passing a drug test, read on.… Read More
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