For those who’ve been without health insurance during the pandemic, relief is in sight! In January, President Biden approved an executive order to start up the national medical insurance market for three months so uninsured individuals can purchase a plan. People who wish to modify their market coverage can do so.

Consumer advocates acclaimed the directive. Since 2016, the number of American citizens without health insurance has increased, approaching 30 million in 2019. The economic explosion caused by the COVID-19 crisis has made a bad situation worse, driving millions out of their insurance programs due to unemployment.

In the United States, there are lots of private insurance companies selling a variety of types of insurance. There is property/casualty and life/annuity insurers, then you have Accident and Medical insurance, as reported by the Insurance Information Institute.

In 2018, the accident and health insurance market’s direct written premiums reached $1.1 trillion, up by 57.3 percent from 2009. The increase in premiums is most likely a combination of more Americans having health insurance and the prices for health insurance plans have gone up.  The ten biggest insurers jointly wrote 51.8 percent of the total US market, as per the National Association of Insurance Commissioners (NAIC).